Howard County, IA: Foreclosures, Tax Liens & Distressed Properties

Howard County, IA, Iowa: 9 ZIP codes scored, Howard County, IA averaging 16/100 (low, Howard, IA), from 7 to 20. Howard County, IA is in its peak phase (Howard, IA confidence 28/100): Howard, IA home prices up 2.5% (Howard, IA) over twelve months. Howard County, IA lender headwind: 34/100.

Highest-scoring Howard County, IA ZIPs: 50466 (20/100), 50628 (19/100), 52134 (19/100), 52155 (19/100), 52163 (19/100), 52132 (16/100). Also scored in Howard County, IA: 52136, 50603, 52154.

Across Howard County, IA's scored ZIPs: median home value $163,844, household income $68,789, 12.3% vacancy, 7.0% poverty, 81% owner-occupied, median age 39.4.

Howard County, IA insurance distress 21/100 (#2,113 in the US); FEMA hazard 40/100 for Howard, IA; 2 federal disaster declarations in Howard County, IA since 2023; Howard, IA construction distress 90/100.

4 banks with 5 branches lend in Howard County, IA; Howard, IA weighted bank stress 55/100, highest 75/100 in Howard, IA.

Howard County, IA unemployment 3.1% (Howard, IA -0.9 pts, six months); 1 new housing units permitted in Howard County, IA over twelve months, Howard, IA down 86% from 7; Howard, IA home prices +8.6% a year (Howard, IA) over three years.

4,320 housing units in Howard County, IA; 859 Howard, IA renter households; 25% of Howard, IA renters spend 30%+ of income on rent, 13% (Howard, IA) half or more.

Howard County, IA ranks #1,351 nationally on the opportunity index (Howard, IA, among all ranked counties); Howard, IA scores 29.9/100 and Howard, IA sits #16 inside Iowa. Howard, IA is in the early_signal opportunity phase; Howard, IA's primary driver is construction, Howard, IA second driver vacancy; Howard, IA moved down 459 places. 13.7% vacancy over 9 Howard, IA ZIPs.

No CFPB county sample covers Howard County, IA. The non-metro area reading for Howard, IA: 0.7% ninety-plus days late; Howard, IA's thirty-to-eighty-nine share is 2.1% (Howard, IA, December 2025 data); Iowa overall 0.9%.

Howard County, IA has 4 watched banks; 4 Howard, IA banks sit in an elevated band. Howard, IA footprints: Cusb Bank (2 branches, stress 54) in Howard, IA; Citizens Savings Bank (1 branch, stress 75) in Howard, IA; Decorah Bank&Trust Co (1 branch, stress 57) in Howard, IA.

547 of the 4,320 housing units in Howard, IA sit vacant. Howard County, IA permitted 0 multifamily units in twelve months; Howard, IA's one-to-four unit structures added 1 units in Howard County, IA.