ZIP 50628 Property Distress & Foreclosure Data

Howard County, Iowa's ZIP 50628 registers 17/100 composite distress, which DLRadar reads as low. On the structural side it scores 38/100, with 4/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (38/100), institutional ownership (30/100). By contrast, institutional ownership (30/100) and mortgage stress (13/100) register low.

The market reads expansion — home values rose 5.4% year on year (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $57,596, median income runs below typical U.S. levels. The ZIP holds roughly 662 housing units. Around 16% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100. Around 38% of renters are cost-burdened. About 1,309 people live here, median age 42. The poverty rate is 10.4%. The vacancy rate is 16.1% — elevated. 72% of housing is owner-occupied. The typical home is worth about $153,500 (2.5× income, relatively affordable).

Net-net, 50628 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.