ZIP 50628 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 50628 (Howard County, Iowa) returns a low composite of 16/100. The split runs 37/100 structural to 4/100 active on the ground. The pressure is most legible in construction/permit lag (73/100), structural risk (37/100), institutional ownership (29/100). On the quiet end sit institutional ownership (29/100) and mortgage stress (13/100).

Prices here sit in a peak phase: values rose 2.5% over the trailing year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $57,596, below the U.S. median near $78,000. There are about 662 housing units across 50628. About 16% have a four-year degree. DLRadar's demographic-stress index for the area reads 28/100. Around 38% of renters are cost-burdened. Population is roughly 1,309 with a median age of 42. The poverty rate is 10.4%. The vacancy rate is 16.1% — elevated. 72% of housing is owner-occupied. The typical home is worth about $153,500 (2.5× income, relatively affordable).

Taken together, 50628 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 50628 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 50628 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Howard County, Iowa and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 50628 shows blanks, not estimates, wherever the record is sparse.

The 16/100 figure for 50628 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 50628 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.