ZIP 52045 Foreclosure, Tax-Lien & Distress Report
Dubuque County, Iowa · Distress market
DLRadar grades ZIP 52045 (Dubuque County, Iowa) at a low 22/100 for overall property distress. On the structural side it scores 49/100, with 5/100 of stress already active. The most distinctive pressure shows up in structural risk (49/100), institutional ownership (41/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100) and construction/permit lag (13/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100), climate & FEMA risk (72/100).
The market reads neutral — home values rose 4.8% year on year, and 25% higher over three years (phase confidence 28/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 2,872 people live here, median age 32. Vacancy runs 1.4%. A median home runs $263,500 here, or 3.0 times local income. 79% of housing is owner-occupied. Around 23% of adults hold a bachelor's degree or higher. On demographic stress specifically, 52045 scores 25/100. Roughly 9.5% live below the poverty line. There are about 975 housing units across 52045. Around 26% of renters are cost-burdened. Households earn a median $83,239 — near the roughly $78,000 national figure.
Broadly, 52045 is a steadier market — the deals are the exceptions, not the rule. While 52045 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 52045's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 52045 shows blanks, not estimates, wherever the record is sparse.
The 22/100 figure for 52045 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 52045 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 52045’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 52045 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 52045, the same set carried on every parcel.
Adjacent Dubuque County ZIP reports
Nearest ZIP codes to 52045
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Iowa distress
Other reports tied to Dubuque County, Iowa — ZIP, county and statewide.
Get the full acquisition report for 52045
See who owns each distressed property in 52045, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology