ZIP 52046 Property Distress & Foreclosure Data

ZIP code 52046 in Dubuque County, Iowa carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (79/100), structural risk (69/100), institutional ownership (47/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (72/100). On the structural side it scores 69/100, with 5/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 9% higher over three years (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $101,154, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 21/100. Around 13% of renters are cost-burdened. Educational attainment sits at 28% bachelor's-or-above. The ZIP holds roughly 1,065 housing units. Owners hold 75% of homes, renters 25%. 2,628 residents call 52046 home, typically aged 36. Home values center near $273,600, an affordability ratio of 2.6× — accessible. 3.1% of residents fall below the poverty threshold. The vacancy rate is 2.9%.

Overall, 52046 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.