ZIP 52039 Property Distress & Foreclosure Data

DLRadar grades ZIP 52039 (Dubuque County, Iowa) at a moderate 30/100 for overall property distress. Property-level stress concentrates in construction/permit lag (79/100), structural risk (69/100), institutional ownership (47/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (72/100)). On the structural side it scores 69/100, with 5/100 of stress already active.

The expansion-phase market in 52039 posted values that rose 6.0% over the year, and 16% higher over three years (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 15.4%. 99% of housing is owner-occupied. The ZIP holds roughly 467 housing units. Around 0% of renters are cost-burdened. Population is roughly 1,005 with a median age of 51. The demographic-stress sub-score lands at 23/100. At $77,404, median income runs near typical U.S. levels. The vacancy rate is 9.0%. Around 22% of adults hold a bachelor's degree or higher. The typical home is worth about $330,700 (3.5× income, relatively affordable).

On balance 52039 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.