ZIP 52039 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 52039 (Dubuque County, Iowa) at a low 22/100 for overall property distress. The sharpest non-environmental signals are structural risk (49/100), institutional ownership (41/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100) and construction/permit lag (13/100). Climate and flood risk are elevated too — flood (NFIP) exposure (76/100), climate & FEMA risk (72/100). The split runs 49/100 structural to 5/100 active on the ground.

The market reads neutral — home values rose 4.8% year on year, and 16% higher over three years (phase confidence 28/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

15.4% of residents fall below the poverty threshold. Owners hold 99% of homes, renters 1%. The ZIP holds roughly 467 housing units. Rent burden reaches 0% of tenant households. Population is roughly 1,005 with a median age of 51. On demographic stress specifically, 52039 scores 23/100. At $77,404, median income runs near typical U.S. levels. Vacancy runs 9.0%. About 22% have a four-year degree. A median home runs $330,700 here, or 3.5 times local income.

Overall, 52039 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 52039 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 52039's 22/100 can be lined up against any neighbor in Dubuque County, Iowa or any ZIP coast to coast. Where the record is thin for 52039, the field stays empty rather than modeled, and fills in as new documents post.

The 22/100 for 52039 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 52039 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.