ZIP 61016 Property Distress & Foreclosure Data

DLRadar grades ZIP 61016 (Winnebago County, Illinois) at a low 24/100 for overall property distress. Structural risk reads 52/100 against active distress of 4/100. Climate and flood risk are elevated too — climate & FEMA risk (79/100). Property-level stress concentrates in structural risk (52/100), construction/permit lag (41/100), institutional ownership (32/100). institutional ownership (32/100) and mortgage stress (13/100) stay muted.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 17% higher over three years, at 49/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $231,200, an affordability ratio of 2.4× — accessible. There are about 2,325 housing units across 61016. Vacancy runs 4.2%. DLRadar's demographic-stress index for the area reads 20/100. Median household income is $92,865, above the U.S. median near $78,000. Rent burden reaches 14% of tenant households. 5,166 residents call 61016 home, typically aged 47. 5.3% of residents fall below the poverty threshold. Owners hold 90% of homes, renters 10%. Educational attainment sits at 29% bachelor's-or-above.

On balance, 61016 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.