ZIP 61107 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 61107 (Winnebago County, Illinois) at a low 27/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). On the structural side it scores 60/100, with 6/100 of stress already active. The most distinctive pressure shows up in structural risk (60/100), institutional ownership (45/100), construction/permit lag (26/100). construction/permit lag (26/100) and mortgage stress (19/100) stay muted.

The market reads expansion — home values rose 8.1% year on year, and 31% higher over three years (phase confidence 44/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $75,492, median income runs near typical U.S. levels. There are about 13,854 housing units across 61107. DLRadar's demographic-stress index for the area reads 25/100. The tenure split is 70% owner-occupied to 30% rented. Rent burden reaches 38% of tenant households. Around 37% of adults hold a bachelor's degree or higher. Roughly 10.2% live below the poverty line. Home values center near $175,400, an affordability ratio of 2.2× — accessible. Vacancy runs 7.3%. 29,473 residents call 61107 home, typically aged 43.

Overall, 61107 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 61107 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 61107 stays directly comparable to neighboring ZIPs and the rest of Winnebago County, Illinois. 61107 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 27/100 for 61107 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 61107 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.