ZIP 61111 Foreclosure, Tax-Lien & Distress Report

In Winnebago County, Illinois, ZIP 61111 scores 27 of 100 for composite distress, a low level on DLRadar's distress index. The latent-versus-live split is 60/100 structural and 6/100 already moving. Its standout signals are structural risk (60/100), institutional ownership (49/100), construction/permit lag (21/100). By contrast, construction/permit lag (21/100) and mortgage stress (20/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (86/100).

The market reads expansion — home values rose 8.1% year on year, and 27% higher over three years (phase confidence 44/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $158,600 (2.5× income, relatively affordable). DLRadar's demographic-stress index for the area reads 28/100. The vacancy rate is 3.9%. The tenure split is 62% owner-occupied to 38% rented. The ZIP holds roughly 10,574 housing units. Around 36% of renters are cost-burdened. Population is roughly 22,838 with a median age of 37. About 24% have a four-year degree. The poverty rate is 15.0%. Households earn a median $58,391 — below the roughly $78,000 national figure.

Net-net, 61111 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 61111 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 61111 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61111 can be compared directly against any other ZIP in Winnebago County, Illinois or nationwide. Nothing here is interpolated — where a source is thin for 61111, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

61111's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 61111 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.