ZIP 61038 Foreclosure, Tax-Lien & Distress Report
Boone County, Illinois · High Poverty market
ZIP 61038's composite property-distress score is 16/100 - DLRadar classes that as low for Boone County, Illinois. The split runs 34/100 structural to 1/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (56/100), structural risk (34/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (2/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (62/100).
The expansion-phase market in 61038 posted values that rose 7.9% over the year, and 25% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
1,395 residents call 61038 home, typically aged 47. A median home runs $281,600 here, or 3.9 times local income. At $69,808, median income runs near typical U.S. levels. Vacancy runs 6.7%. About 15% have a four-year degree. Around 100% of renters are cost-burdened. Owners hold 95% of homes, renters 5%. The ZIP holds roughly 390 housing units. On demographic stress specifically, 61038 scores 42/100. 21.9% of residents fall below the poverty threshold.
Net-net, 61038 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 61038 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 61038's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 61038, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
61038's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 61038 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 61038
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 61038 by the numbers
A live read on 61038: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Unlock the full ZIP 61038 acquisition report
Every distressed parcel in 61038 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology