ZIP 61038 Property Distress & Foreclosure Data

In Boone County, Illinois, ZIP 61038 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 32/100 against active distress of 1/100. Its standout signals are construction/permit lag (47/100), structural risk (32/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (2/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (62/100).

The market reads expansion — home values rose 7.0% year on year, and 25% higher over three years, at 48/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,395 people live here, median age 47. A median home runs $281,600 here, or 3.9 times local income. Households earn a median $69,808 — near the roughly $78,000 national figure. Vacancy runs 6.7%. About 15% have a four-year degree. Rent burden reaches 100% of tenant households. The tenure split is 95% owner-occupied to 5% rented. There are about 390 housing units across 61038. On demographic stress specifically, 61038 scores 42/100. Roughly 21.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 61038 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.