Boone County, IL: Foreclosures, Tax Liens & Distressed Properties
Boone County, IL, Illinois: 15 ZIP codes scored, Boone County, IL averaging 21/100 (low, Boone, IL), from 13 to 27. Boone County, IL is in its expansion phase (Boone, IL confidence 44/100): Boone, IL home prices up 8.1% (Boone, IL) over twelve months. Boone County, IL lender headwind: 83/100.
Highest-scoring Boone County, IL ZIPs: 61073 (27/100), 61107 (27/100), 61111 (27/100), 60033 (26/100), 61114 (26/100), 61080 (23/100). Also scored in Boone County, IL: 60135, 60145, 60146, 61016, 61038, 61011, 61008, 61012, 61065.
Across Boone County, IL's scored ZIPs: median home value $221,067, household income $81,450, 4.5% vacancy, 9.8% poverty, 80% owner-occupied, median age 40.2.
Boone County, IL insurance distress 0/100 (#2,607 in the US); FEMA hazard 0/100 for Boone, IL; Boone, IL construction distress 38/100.
8 banks with 9 branches lend in Boone County, IL; Boone, IL weighted bank stress 68/100, highest 92/100 in Boone, IL.
Boone County, IL unemployment 4.2% (Boone, IL -3.2 pts, six months); 66 new housing units permitted in Boone County, IL over twelve months, Boone, IL up 12% from 59; Boone, IL home prices +9.6% a year (Boone, IL) over three years.
20,291 housing units in Boone County, IL; 3,248 Boone, IL renter households; 43% of Boone, IL renters spend 30%+ of income on rent, 18% (Boone, IL) half or more.
Boone County, IL ranks #2,369 nationally on the opportunity index (Boone, IL, among all ranked counties); Boone, IL scores 26.4/100 and Boone, IL sits #69 inside Illinois. Boone, IL is in the weak opportunity phase; Boone, IL's primary driver is bank institutional, Boone, IL second driver listings discount; Boone, IL moved up 533 places. 15 short-sale listings across Boone, IL; 84 days on market observed in Boone, IL; 5.4% vacancy over 15 Boone, IL ZIPs.
No CFPB county sample covers Boone County, IL. The metro area reading for Boone, IL (Rockford, IL): 1.0% ninety-plus days late; Boone, IL's thirty-to-eighty-nine share is 2.7% (Boone, IL, December 2025 data); Illinois overall 1.1%.
Boone County, IL has 6 watched banks; 6 Boone, IL banks sit in an elevated band. Boone, IL footprints: Midland States Bank (2 branches, stress 69) in Boone, IL; Union Savings Bank (1 branch, stress 92) in Boone, IL; Solutions Bank (1 branch, stress 82) in Boone, IL.
HUD lists 3 assisted multifamily properties in Boone County, IL with 297 units; 297 Boone, IL units are assisted, 3 Boone, IL properties under project-based Section 8.
831 of the 20,291 housing units in Boone, IL sit vacant. Boone County, IL permitted 0 multifamily units in twelve months; Boone, IL's one-to-four unit structures added 66 units in Boone County, IL.
Where distress concentrates in Boone County
Carry on into the rest of the stack
The value is in the overlap - where cycle, credit and ZIP-level distress all point the same way.
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