Boone County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Boone County, Illinois? DLRadar grades every Boone County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Boone County breakdown.
- Boone County's most distressed ZIP is 61073 at 28/100.
- 15 ZIP codes tracked in Boone County, averaging 20/100 distress.
- Boone County reads expansion — home values up 8.1% year over year.
- Vacancy runs 4.5% across Boone County's tracked ZIPs, with a 9.8% poverty rate.
- The typical Boone County home is worth about $221,067 against a ~$81,450 median income.
- Lending headwind in Boone County sits at 83/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 61073 | 28/100 |
| 2 | 61111 | 28/100 |
| 3 | 61107 | 27/100 |
| 4 | 61114 | 26/100 |
| 5 | 60033 | 24/100 |
| 6 | 61080 | 24/100 |
| 7 | 61016 | 22/100 |
| 8 | 60135 | 18/100 |
| 9 | 60145 | 18/100 |
| 10 | 60146 | 18/100 |
| 11 | 61011 | 15/100 |
| 12 | 61038 | 15/100 |
Most distressed ZIP codes in Boone County (composite distress 0-100, 2026)
What is driving Boone County distress
Nothing here is estimated: Boone County is scored from filings alone, and its ZIPs average 20/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Boone County market phase and pricing
DLRadar places Boone County in expansion; prices moved up 8.1% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Boone County
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Questions and answers
Which Boone County ZIP scores worst for distress?
ZIP 61073 leads Boone County at 28/100, recomputed monthly from public records.
How would you describe the Boone County market phase?
The market phase for Boone County is expansion, prices rising 8.1% on the year — derived from the FHFA House Price Index path.
How is the Boone County data sourced?
Every Boone County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 15 Boone County ZIP codes that it runs on every other U.S. county, so Boone County's numbers are directly comparable to any other market.
How much do distress scores vary between Boone County ZIP codes?
One county number flattens a wide range. Across the Boone County ZIPs DLRadar ranks, scores run from 28/100 in 61073 down to 15/100 in 61038, against a Boone County average of 20/100. That 13-point gap is why acquisition targeting in Boone County works at ZIP level rather than county level.
What do Boone County home values and vacancy say about distressed supply?
The typical Boone County home carries about $221,067 of value against a median household income near $81,450. Vacancy across Boone County's tracked ZIPs runs 4.5% and the poverty rate is 9.8%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Boone County's foreclosure and lien filings and its 83/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.