Boone County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Boone County, IL distress report, 2026: 15 ZIPs scored in Boone, IL, Boone, IL average 21/100; the top Boone, IL ZIP is 61073 at 27/100; Boone, IL market phase expansion, Boone, IL prices +8.1% year over year.
- Boone, IL ranks #2,368 nationally (opportunity index); Boone, IL #69 in Illinois; Boone, IL index 26.4.
- Boone, IL: no CFPB county sample; Boone, IL metro area reading 1.0%.
- Boone, IL ZIP phases: 15 expansion.
- Boone, IL residential listings tracked: 14 across 5 ZIPs; Boone, IL candidate listings 2.
- Boone, IL HUD assisted properties: 3 with 297 units.
- Boone, IL lenders on watch: 6; largest Boone, IL footprint Midland States Bank (2 branches).
- Boone, IL most distressed ZIP: 61073 at 27/100.
Boone, IL figures: DLRadar distress index; Boone, IL inputs: CFPB, FHFA, HUD, FDIC; Boone, IL rebuilt as sources refresh.
| Rank | Boone, IL ZIP | Score |
|---|---|---|
| 1 | 61073 | 27/100 |
| 2 | 61107 | 27/100 |
| 3 | 61111 | 27/100 |
| 4 | 60033 | 26/100 |
| 5 | 61114 | 26/100 |
| 6 | 61080 | 23/100 |
| 7 | 60135 | 22/100 |
| 8 | 60145 | 22/100 |
| 9 | 60146 | 21/100 |
| 10 | 61016 | 21/100 |
| 11 | 61038 | 16/100 |
| 12 | 61011 | 15/100 |
Most distressed Boone, IL ZIPs (0-100, 2026)
Mortgage delinquency around Boone, IL
No CFPB county sample covers Boone, IL; the metro area reading for Boone, IL (Rockford, IL): 1.0% ninety-plus; Boone, IL area thirty-to-eighty-nine 2.7% (December 2025, Boone, IL); Illinois overall 1.1%.
Opportunity index: Boone, IL
Boone, IL index 26.4, Boone, IL phase weak; Boone, IL primary driver bank institutional, Boone, IL second driver listings discount. Boone, IL components: property stress 9.5, foreclosure pressure 5.4, listing discounts 39.6, bank stress 58.1, insurance 0.0; Boone, IL pulse 26.6; Boone, IL capital opportunity 26.2.
ZIP market phases inside Boone, IL
15 Boone, IL ZIPs carry a price-cycle phase; Boone, IL ZIPs by phase (Boone, IL), deepest drawdown first: expansion, +5.8% YoY (Boone, IL): 60033, 60145; expansion, +5.7% YoY (Boone, IL): 60135; expansion, +5.9% YoY (Boone, IL): 60146; expansion, +8.1% YoY (Boone, IL): 61008, 61011, 61012, 61016, Boone, IL 61065, 61073, 61080, 61107, Boone, IL 61111, 61114; expansion, +7.9% YoY (Boone, IL): 61038.
Residential listings by Boone, IL ZIP
Boone, IL ZIPs with the most tracked Boone, IL residential listings: 61008 8 listings, 2 candidates, bank pressure 67; 61065 4 listings, 0 candidates, bank pressure 68; 61012 2 listings, 0 candidates, bank pressure 68; 61011 0 listings, 0 candidates, bank pressure 67 (Boone, IL); 61038 0 listings, 0 candidates, bank pressure 65. Boone, IL totals: 14 listings; Boone, IL candidates 2; active ZIPs 3.
HUD assisted housing in Boone, IL
3 assisted properties with 297 units sit in Boone, IL; largest Boone, IL properties: Shadley Apartments (Belvidere) 119 units, 119 assisted; Sheffield Meadow Apts (Belvidere) 102 units, 102 assisted; Townhomes Of Cedar Village (Belvidere) 76 units, 76 assisted in Boone, IL.
Lenders with branches in Boone, IL
Boone, IL lenders by branch count: Midland States Bank (Boone, IL): stress 69, 2 branches low in Boone, IL; Union Savings Bank (Boone, IL): stress 92, 1 branch low in Boone, IL; Solutions Bank (Boone, IL): stress 82, 1 branch low in Boone, IL; Bmo Bank National Assn (Boone, IL): stress 72, 1 branch low in Boone, IL; First Mid B&T Na (Boone, IL): stress 62, 1 branch low in Boone, IL; Byron Bank (Boone, IL): stress 55, 1 branch low in Boone, IL.
Vacancy and permits, Boone, IL
831 of 20,291 Boone, IL housing units are vacant; Boone, IL permits, twelve months: 0 multifamily units in Boone, IL, 66 one-to-four unit units.
Work Boone, IL at the parcel level
Every Boone, IL parcel carries owner and address; every Boone, IL parcel carries APN; Boone, IL distress scores sit on the Boone, IL live board.
Boone, IL figures refresh with each source.
Boone, IL questions
Most distressed ZIP code in Boone County, IL?
ZIP 61073 leads Boone, IL at 27/100; next in Boone, IL: 61107 at 27/100; the Boone, IL average is 21/100.
Where does Boone County, IL rank for investment opportunity?
Boone, IL is #2,368 among all ranked counties, #69 in Illinois; the Boone, IL driver is bank institutional; Boone, IL moved up 534 places.
How many mortgages are delinquent in Boone County, IL?
Boone, IL takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Boone, IL.
Which banks lend in Boone County, IL?
6 watched lenders hold Boone, IL branches; the largest Boone, IL footprints are Midland States Bank (2), Union Savings Bank (1), Solutions Bank (1).
More on Boone, IL
Boone County, IL distress report: public-record figures for Boone, IL; not legal advice for Boone, IL; not tax or investment advice; verify every Boone, IL record before acting.