ZIP 61012 Foreclosure, Tax-Lien & Distress Report

Boone County, Illinois's ZIP 61012 registers 13/100 composite distress, which DLRadar reads as minimal. The split runs 27/100 structural to 1/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (32/100), structural risk (27/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (60/100).

The expansion-phase market in 61012 posted values that rose 8.1% over the year, and 9% higher over three years (phase confidence 44/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 2,322 people live here, median age 32. Home values center near $172,000, an affordability ratio of 1.7× — accessible. Owners hold 84% of homes, renters 16%. There are about 764 housing units across 61012. Around 32% of renters are cost-burdened. Vacancy runs 6.5%. Median household income is $98,750, above the U.S. median near $78,000. Educational attainment sits at 22% bachelor's-or-above. The demographic-stress sub-score lands at 23/100. The poverty rate is 7.5%.

Broadly, 61012 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 61012 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 61012 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 61012 shows as blanks, never estimates, and the score updates on every fresh public filing.

61012's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 61012 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.