ZIP 61021 Foreclosure, Tax-Lien & Distress Report

ZIP code 61021 in Lee County, Illinois carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 42 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (60/100). The most distinctive pressure shows up in construction/permit lag (87/100), structural risk (42/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (4/100).

The market reads expansion — home values rose 5.7% year on year, and 27% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $148,500, an affordability ratio of 2.2× — accessible. The poverty rate is 13.9%. 22,690 residents call 61021 home, typically aged 44. At $65,719, median income runs below typical U.S. levels. The ZIP holds roughly 10,010 housing units. The vacancy rate is 10.9%. DLRadar's demographic-stress index for the area reads 26/100. Around 31% of renters are cost-burdened. Owners hold 73% of homes, renters 27%. Around 21% of adults hold a bachelor's degree or higher.

Net-net, 61021 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 61021 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 61021 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Lee County, Illinois and the nation. Where the public record is thin for 61021, the field stays empty rather than modeled, and fills in as new documents post.

The 18/100 figure for 61021 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 61021 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.