ZIP 61318 Foreclosure, Tax-Lien & Distress Report

Lee County, Illinois's ZIP 61318 registers 18/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 41/100 structural and 1/100 already moving. The sharpest non-environmental signals are construction/permit lag (93/100), structural risk (41/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.7% year on year, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. Around 23% of renters are cost-burdened. 15.5% of residents fall below the poverty threshold. There are about 250 housing units across 61318. Around 8% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 25/100. At $64,375, median income runs below typical U.S. levels. 79% of housing is owner-occupied. 615 residents call 61318 home, typically aged 42. The typical home is worth about $97,200 (1.6× income, relatively affordable).

Net-net, 61318 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 61318 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 61318's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 61318 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 18/100 for 61318 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 61318 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.