Mercer County, IL: Foreclosures, Tax Liens & Distressed Properties

Across Mercer County, Illinois, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Across its ZIPs, composite distress spans 7 to 22 out of 100. 18 ZIP codes are tracked county-wide, averaging 11/100 distress. Lender pressure in Mercer County registers 67/100 — a elevated bank-stress headwind.

The peak-phase county posted home values that rose 3.8% over twelve months (phase confidence 24/100). With values leveling off, the average masks the outliers — the edge is parcel by parcel.

Near the cycle top at +3.8% YoY (24/100 confidence), the wins are surgical and a county-wide sweep stays on the shelf. An elevated 67/100 reading signals what's coming: expect more lender-driven inventory soon.

Top distress by ZIP runs 61259 (22/100), 61264 (22/100), 61273 (21/100), 61262 (20/100), 61279 (14/100), 61412 (13/100), listed with every scored ZIP below. Other tracked Mercer County ZIPs include 61281, 61465, 61472, 61442, 61476, 61231, 61260, 61263, 61272, 61276.

Underneath the scores, the Mercer County ZIPs on file come in at a median household income near $78,403 (near the US norm), a median age of 45.6, poverty running near 6.8%, home values averaging roughly $144,194, below the US, 14.7% of units sitting vacant, 88% owner-occupancy. Numbers like these set up the kind of distress to expect and the buyer pool on exit.

With a minimal 11/100 reading over 18 ZIPs, the edge is selective acquisition where the ZIP scores point. Unlock Mercer County to see every parcel's owner, APN and address, score, bank exposure and an exit-velocity estimate.

No county is too small to score: Mercer County, Illinois runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Mercer County's numbers mean exactly what they mean anywhere else in Illinois.

The practical read on Mercer County, Illinois is a targeting one — find the ZIPs holding real financial pressure, then work the parcels underneath them. Every Mercer County signal ties to a named public source, and where the record is sparse DLRadar shows nothing instead of guessing.

The ZIP breakdown for Mercer County leads with 61259 (22/100), 61264 (22/100), 61273 (21/100), 61262 (20/100), 61279 (14/100), 61412 (13/100). DLRadar also scores 61281, 61465, 61472, 61442, 61476, 61231, 61260, 61263 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Mercer County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.