Mercer County, IL: Foreclosures, Tax Liens & Distressed Properties
Mercer County, IL, Illinois: 18 ZIP codes scored, Mercer County, IL averaging 13/100 (minimal, Mercer, IL), from 8 to 22. Mercer County, IL is in its peak phase (Mercer, IL confidence 24/100): Mercer, IL home prices up 3.8% (Mercer, IL) over twelve months. Mercer County, IL lender headwind: 67/100.
Highest-scoring Mercer County, IL ZIPs: 61259 (22/100), 61262 (22/100), 61264 (22/100), 61273 (22/100), 61472 (18/100), 61279 (14/100). Also scored in Mercer County, IL: 61412, 61465, 61281, 61442, 61476, 61231, 61260, 61263, 61272, 61276.
Across Mercer County, IL's scored ZIPs: median home value $144,194, household income $78,403, 14.7% vacancy, 6.8% poverty, 88% owner-occupied, median age 45.6.
Mercer County, IL insurance distress 0/100 (#2,645 in the US); FEMA hazard 0/100 for Mercer, IL; Mercer, IL construction distress 56/100.
6 banks with 10 branches lend in Mercer County, IL; Mercer, IL weighted bank stress 67/100, highest 78/100 in Mercer, IL.
Mercer County, IL unemployment 3.6% (Mercer, IL -2.6 pts, six months); 17 new housing units permitted in Mercer County, IL over twelve months, Mercer, IL down 6% from 18; Mercer, IL home prices +6.1% a year (Mercer, IL) over three years.
7,285 housing units in Mercer County, IL; 1,108 Mercer, IL renter households; 36% of Mercer, IL renters spend 30%+ of income on rent, 12% (Mercer, IL) half or more.
Mercer County, IL ranks #2,522 nationally on the opportunity index (Mercer, IL, among all ranked counties); Mercer, IL scores 25.8/100 and Mercer, IL sits #74 inside Illinois. Mercer, IL is in the weak opportunity phase; Mercer, IL's primary driver is bank institutional, Mercer, IL second driver vacancy; Mercer, IL moved down 401 places. 2 short-sale listings across Mercer, IL; 17 days on market observed in Mercer, IL; 11.3% vacancy over 18 Mercer, IL ZIPs.
No CFPB county sample covers Mercer County, IL. The metro area reading for Mercer, IL (Davenport-Moline-Rock Island, IA-IL): 0.9% ninety-plus days late; Mercer, IL's thirty-to-eighty-nine share is 2.5% (Mercer, IL, December 2025 data); Illinois overall 1.1%.
Mercer County, IL has 5 watched banks; 5 Mercer, IL banks sit in an elevated band. Mercer, IL footprints: Farmers Stb Of Western Il (4 branches, stress 61) in Mercer, IL; 1st Community Bank (2 branches, stress 74) in Mercer, IL; Bankorion (1 branch, stress 78) in Mercer, IL.
720 of the 7,285 housing units in Mercer, IL sit vacant. Mercer County, IL permitted 0 multifamily units in twelve months; Mercer, IL's one-to-four unit structures added 17 units in Mercer County, IL.
Where distress concentrates in Mercer County
Other DLRadar layers worth checking
Start wide, finish narrow: national scoring, institutional pressure, per-ZIP signals, then owners, lenders and closing.
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