ZIP 61231 Property Distress & Foreclosure Data

In Mercer County, Illinois, ZIP 61231 scores 6 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 14/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (37/100), structural risk (14/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 61231 posted values that rose 6.5% over the year, and 13% higher over three years (phase confidence 44/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $66,389, median income runs below typical U.S. levels. Around 33% of renters are cost-burdened. The poverty rate is 10.0%. The vacancy rate is 11.2%. The ZIP holds roughly 2,317 housing units. The demographic-stress sub-score lands at 26/100. Around 22% of adults hold a bachelor's degree or higher. The typical home is worth about $147,600 (2.1× income, relatively affordable). 70% of housing is owner-occupied. Population is roughly 4,958 with a median age of 43.

On balance 61231 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.