ZIP 61276 Foreclosure, Tax-Lien & Distress Report

ZIP 61276's composite property-distress score is 8/100 - DLRadar classes that as minimal for Mercer County, Illinois. What sets it apart are the readings on construction/permit lag (56/100), structural risk (19/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 19/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 3.8% over the trailing year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Owners hold 100% of homes, renters 0%. Population is roughly 28 with a median age of 66. The vacancy rate is 76.7% — elevated. The ZIP holds roughly 80 housing units. A median home runs $89,000 here. On demographic stress specifically, 61276 scores 60/100. Around 25% of adults hold a bachelor's degree or higher.

On the whole, 61276 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 61276 runs hot or quiet, its 8/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61276 can be compared directly against any other ZIP in Mercer County, Illinois or nationwide. Where the record is thin for 61276, the field stays empty rather than modeled, and fills in as new documents post.

61276's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 61276 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.