ZIP 61276 Property Distress & Foreclosure Data

ZIP code 61276 in Mercer County, Illinois carries a composite property-distress score of 6/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (37/100), structural risk (14/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 14/100 against active distress of 1/100.

The expansion-phase market in 61276 posted values that rose 6.5% over the year, at 44/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 0.0% — low. 100% of housing is owner-occupied. Population is roughly 28 with a median age of 66. Vacancy runs 76.7%, above the national norm and a classic distress-and-opportunity signal. There are about 80 housing units across 61276. The typical home is worth about $89,000. The demographic-stress sub-score lands at 28/100. Around 25% of adults hold a bachelor's degree or higher.

On the whole, 61276 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

6/100
Composite stress
14/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 61276

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk15
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Mercer County

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Deterministic. Every signal traces to a public dataset · methodology