ZIP 61412 Property Distress & Foreclosure Data

DLRadar grades ZIP 61412 (Mercer County, Illinois) at a minimal 11/100 for overall property distress. Property-level stress concentrates in construction/permit lag (82/100), structural risk (26/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural risk reads 26/100 against active distress of 1/100.

Prices here sit in a expansion phase: values rose 6.9% over the trailing year, and 5% higher over three years, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 6.5%. There are about 596 housing units across 61412. Home values center near $117,600, an affordability ratio of 1.4× — accessible. Owners hold 90% of homes, renters 10%. Rent burden reaches 22% of tenant households. DLRadar's demographic-stress index for the area reads 18/100. 1,310 residents call 61412 home, typically aged 48. 3.2% of residents fall below the poverty threshold. Median household income is $79,087, near the U.S. median near $78,000. Educational attainment sits at 26% bachelor's-or-above.

On balance, 61412 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.