ZIP 61401 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 61401 (Knox County, Illinois) returns a low composite of 18/100. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (40/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Latent structural risk is 40/100 while live distress already moving reads 1/100.

The market reads expansion — home values rose 5.6% year on year, and 22% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 15,404 housing units. A median home runs $100,600 here, or 2.0 times local income. At $47,728, median income runs below typical U.S. levels. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 30,684 with a median age of 42. Educational attainment sits at 21% bachelor's-or-above. Rent burden reaches 46% of tenant households. 19.7% of residents fall below the poverty threshold. 63% of housing is owner-occupied. The demographic-stress sub-score lands at 30/100.

On the whole, 61401 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 61401 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 61401 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 61401, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 18/100 figure for 61401 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 61401 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.