ZIP 61401 Property Distress & Foreclosure Data
ZIP code 61401 in Knox County, Illinois carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (83/100), structural risk (36/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural risk reads 36/100 against active distress of 1/100.
The market reads expansion — home values rose 6.6% year on year, and 22% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
There are about 15,404 housing units across 61401. A median home runs $100,600 here, or 2.0 times local income. Households earn a median $47,728 — below the roughly $78,000 national figure. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. About 30,684 people live here, median age 42. About 21% have a four-year degree. Rent burden reaches 46% of tenant households. Roughly 19.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 63% owner-occupied to 37% rented. On demographic stress specifically, 61401 scores 30/100.
Net-net, 61401 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 61401
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Knox County
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Deterministic. Every signal traces to a public dataset · methodology