ZIP 61436 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 61436 in Knox County, Illinois comes in at 19, a low composite-distress reading. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (43/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structurally it carries 43/100, against 1/100 of stress already in motion.

The market reads expansion — home values rose 5.7% year on year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 86% owner-occupied to 14% rented. The typical home is worth about $205,000 (2.5× income, relatively affordable). 7.0% of residents fall below the poverty threshold. The vacancy rate is 16.1% — elevated. Population is roughly 810 with a median age of 59. Median household income is $74,688, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 26/100. The ZIP holds roughly 390 housing units. Around 39% of renters are cost-burdened. About 22% have a four-year degree.

Taken together, 61436 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 61436 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 61436 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61436 can be compared directly against any other ZIP in Knox County, Illinois or nationwide. Where the record is thin for 61436, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 61436 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. Treat 61436 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.