ZIP 61544 Foreclosure, Tax-Lien & Distress Report

In Fulton County, Illinois, ZIP 61544 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 30/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (60/100). Property-level stress concentrates in structural risk (30/100), institutional ownership (21/100), construction/permit lag (17/100). On the quiet end sit construction/permit lag (17/100) and mortgage stress (11/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 84% owner-occupied to 16% rented. There are about 330 housing units across 61544. The typical home is worth about $95,900 (1.2× income, relatively affordable). Rent burden reaches 42% of tenant households. 815 residents call 61544 home, typically aged 35. Around 21% of adults hold a bachelor's degree or higher. Median household income is $79,333, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 26/100. Vacancy runs 20.0%, above the national norm and a classic distress-and-opportunity signal. 16.1% of residents fall below the poverty threshold.

Net-net, 61544 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 61544 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 61544 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Fulton County, Illinois and the nation. Where the public record is thin for 61544, the field stays empty rather than modeled, and fills in as new documents post.

The 15/100 for 61544 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 61544 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.