ZIP 61432 Property Distress & Foreclosure Data

Fulton County, Illinois's ZIP 61432 registers 21/100 composite distress, which DLRadar reads as low. Structural exposure scores 46 and live distress 4 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (64/100), climate & FEMA risk (61/100)). The most distinctive pressure shows up in construction/permit lag (56/100), structural risk (46/100), institutional ownership (35/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (15/100).

The expansion-phase market in 61432 posted values that rose 6.4% over the year, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

89% of housing is owner-occupied. Rent burden reaches 0% of tenant households. The typical home is worth about $98,900 (1.8× income, relatively affordable). Around 17% of adults hold a bachelor's degree or higher. Population is roughly 589 with a median age of 48. The poverty rate is 12.1%. Vacancy runs 1.1%. At $51,250, median income runs below typical U.S. levels. There are about 262 housing units across 61432. The demographic-stress sub-score lands at 18/100.

On balance 61432 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.