ZIP 61427 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 61427 (Fulton County, Illinois) returns a low composite of 15/100. The split runs 31/100 structural to 4/100 active on the ground. Property-level stress concentrates in institutional ownership (33/100), structural risk (31/100), mortgage stress (15/100). structural risk (31/100) and mortgage stress (15/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (61/100), FEMA disaster exposure (60/100)).

The market reads expansion — home values rose 5.7% year on year, and 14% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,051 people live here, median age 47. There are about 1,041 housing units across 61427. The typical home is worth about $105,900 (1.7× income, relatively affordable). Vacancy runs 10.6%. Households earn a median $62,625 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 24/100. Around 36% of renters are cost-burdened. About 21% have a four-year degree. 82% of housing is owner-occupied. Roughly 10.6% live below the poverty line.

Net-net, 61427 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 61427 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 61427 read uses the identical scoring model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 61427 stays directly comparable to neighboring ZIPs and the rest of Fulton County, Illinois. The score is rebuilt from public data as it updates, so 61427 reflects the current record instead of a stale or modeled snapshot.

The 15/100 for 61427 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 61427 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.