ZIP 61524 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 61524 (Fulton County, Illinois) at a low 16/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). What sets it apart are the readings on structural risk (34/100), institutional ownership (28/100), construction/permit lag (19/100). On the quiet end sit construction/permit lag (19/100) and mortgage stress (15/100). Structural risk reads 34/100 against active distress of 4/100.

The market reads expansion — home values rose 5.7% year on year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 355 people live here, median age 55. The tenure split is 94% owner-occupied to 6% rented. Home values center near $122,200, an affordability ratio of 1.8× — accessible. The demographic-stress sub-score lands at 20/100. The poverty rate is 11.8%. Educational attainment sits at 8% bachelor's-or-above. Vacancy runs 2.5%. Around 14% of renters are cost-burdened. The ZIP holds roughly 146 housing units. At $66,667, median income runs below typical U.S. levels.

Overall, 61524 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 61524 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 61524 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 61524 stays directly comparable to neighboring ZIPs and the rest of Fulton County, Illinois. Where the public record is thin for 61524, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 61524 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Practically, 61524 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.