ZIP 61482 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 61482 (Fulton County, Illinois) returns a low composite of 15/100. On the structural side it scores 32/100, with 4/100 of stress already active. Its heaviest discrete signals: structural risk (32/100), institutional ownership (25/100), construction/permit lag (20/100). On the quiet end sit construction/permit lag (20/100) and mortgage stress (13/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Rent burden reaches 67% of tenant households. 21.2% of residents fall below the poverty threshold. On demographic stress specifically, 61482 scores 29/100. Owners hold 86% of homes, renters 14%. Educational attainment sits at 12% bachelor's-or-above. The typical home is worth about $90,400 (1.1× income, relatively affordable). Households earn a median $67,083 — below the roughly $78,000 national figure. About 518 people live here, median age 42. The ZIP holds roughly 232 housing units. The vacancy rate is 10.6%.

Net-net, 61482 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 61482 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 61482 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 61482 stays directly comparable to neighboring ZIPs and the rest of Fulton County, Illinois. Where the public record is thin for 61482, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 61482 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. In workflow terms, 61482 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.