ZIP 61441 Foreclosure, Tax-Lien & Distress Report

ZIP 61441's composite property-distress score is 16/100 - DLRadar classes that as low for Fulton County, Illinois. Structural risk reads 34/100 against active distress of 4/100. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). Its standout signals are structural risk (34/100), institutional ownership (28/100), construction/permit lag (19/100). By contrast, construction/permit lag (19/100) and mortgage stress (15/100) register low.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 431 housing units across 61441. The typical home is worth about $128,800 (1.9× income, relatively affordable). Rent burden reaches 47% of tenant households. 17.9% of residents fall below the poverty threshold. Owners hold 81% of homes, renters 19%. At $54,375, median income runs below typical U.S. levels. Vacancy runs 17.0%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 29/100. About 878 people live here, median age 35. Around 19% of adults hold a bachelor's degree or higher.

On the whole, 61441 leans distressed, with opportunity clustered in specific stressed parcels. 61441 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 61441's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 61441 reflects the current record instead of a stale or modeled snapshot.

61441's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 61441 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.