ZIP 61477 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 61477 (Fulton County, Illinois) returns a low composite of 16/100. Climate and flood risk are elevated too — climate & FEMA risk (61/100). The latent-versus-live split is 34/100 structural and 4/100 already moving. The pressure is most legible in structural risk (34/100), institutional ownership (28/100), construction/permit lag (19/100). On the quiet end sit construction/permit lag (19/100) and mortgage stress (15/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 99% of homes, renters 2%. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. A median home runs $103,600 here, or 1.8 times local income. Around 15% of adults hold a bachelor's degree or higher. 503 residents call 61477 home, typically aged 48. Households earn a median $60,227 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 23/100. 17.9% of residents fall below the poverty threshold. There are about 223 housing units across 61477.

On the whole, 61477 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 61477 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 61477 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61477 can be compared directly against any other ZIP in Fulton County, Illinois or nationwide. The score is rebuilt from public data as it updates, so 61477 reflects the current record instead of a stale or modeled snapshot.

The 16/100 figure for 61477 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 61477 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.