ZIP 61520 Foreclosure, Tax-Lien & Distress Report

Fulton County, Illinois's ZIP 61520 registers 16/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (61/100). Its standout signals are structural risk (34/100), institutional ownership (28/100), construction/permit lag (19/100). construction/permit lag (19/100) and mortgage stress (15/100) stay muted. On the structural side it scores 34/100, with 4/100 of stress already active.

The expansion-phase market in 61520 posted values that rose 5.7% over the year, and 18% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $115,900, an affordability ratio of 2.0× — accessible. Vacancy runs 11.0%. Population is roughly 16,098 with a median age of 45. Rent burden reaches 36% of tenant households. Owners hold 73% of homes, renters 27%. There are about 7,431 housing units across 61520. The demographic-stress sub-score lands at 27/100. At $56,618, median income runs below typical U.S. levels. About 17% have a four-year degree. 14.3% of residents fall below the poverty threshold.

Net-net, 61520 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 61520 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61520 can be compared directly against any other ZIP in Fulton County, Illinois or nationwide. Where the public record is thin for 61520, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 61520 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Treat 61520 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.