Fulton County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Fulton County, Illinois? DLRadar grades every Fulton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Fulton County breakdown.
- Fulton County's most distressed ZIP is 61569 at 20/100.
- 24 ZIP codes tracked in Fulton County, averaging 16/100 distress.
- Fulton County reads expansion — home values up 5.7% year over year.
- Vacancy runs 12.3% across Fulton County's tracked ZIPs, with a 13.3% poverty rate.
- The typical Fulton County home is worth about $107,427 against a ~$59,983 median income.
- Lending headwind in Fulton County sits at 61/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 61569 | 20/100 |
| 2 | 61415 | 19/100 |
| 3 | 61533 | 19/100 |
| 4 | 61474 | 18/100 |
| 5 | 61531 | 17/100 |
| 6 | 61427 | 16/100 |
| 7 | 61431 | 16/100 |
| 8 | 61432 | 16/100 |
| 9 | 61433 | 16/100 |
| 10 | 61441 | 16/100 |
| 11 | 61477 | 16/100 |
| 12 | 61501 | 16/100 |
Most distressed ZIP codes in Fulton County (composite distress 0-100, 2026)
What is driving Fulton County distress
Fulton County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 16/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Fulton County market phase and pricing
DLRadar places Fulton County in expansion; prices moved up 5.7% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Fulton County
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Common questions
What is the hardest-hit ZIP in Fulton County?
ZIP 61569 leads Fulton County at 20/100, recomputed monthly from public records.
Where is Fulton County in the housing cycle?
Fulton County reads expansion, with home prices up 5.7% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Fulton County analysis built from?
Fulton County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 24 ZIPs are comparable to anywhere else.
How much do distress scores vary between Fulton County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Fulton County ZIPs DLRadar ranks, scores run from 20/100 in 61569 down to 16/100 in 61501, against a Fulton County average of 16/100. Because the gap runs to 4 points, Fulton County rewards ZIP-level precision.
What do Fulton County home values and vacancy say about distressed supply?
The typical Fulton County home carries about $107,427 of value against a median household income near $59,983. Vacancy across Fulton County's tracked ZIPs runs 12.3% and the poverty rate is 13.3%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Fulton County's foreclosure and tax-lien record and its 61/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.