Fulton County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Fulton County, IL distress report, 2026: 24 ZIPs scored in Fulton, IL, Fulton, IL average 16/100; the top Fulton, IL ZIP is 61533 at 22/100; Fulton, IL market phase expansion, Fulton, IL prices +5.7% year over year.
- Fulton, IL ranks #1,713 nationally (opportunity index); Fulton, IL #41 in Illinois; Fulton, IL index 28.7.
- Fulton, IL: no CFPB county sample; Fulton, IL non-metro area reading 1.4%.
- Fulton, IL ZIP phases: 22 expansion, 2 peak.
- Fulton, IL residential listings tracked: 7 across 20 ZIPs; Fulton, IL candidate listings 3.
- Fulton, IL HUD assisted properties: 1 with 101 units.
- Fulton, IL lenders on watch: 8; largest Fulton, IL footprint Ipava State Bank (5 branches).
- Fulton, IL most distressed ZIP: 61533 at 22/100.
Fulton, IL figures: DLRadar distress index; Fulton, IL inputs: CFPB, FHFA, HUD, FDIC; Fulton, IL rebuilt as sources refresh.
| Rank | Fulton, IL ZIP | Score |
|---|---|---|
| 1 | 61533 | 22/100 |
| 2 | 61569 | 22/100 |
| 3 | 61415 | 19/100 |
| 4 | 61474 | 18/100 |
| 5 | 61531 | 17/100 |
| 6 | 61427 | 16/100 |
| 7 | 61431 | 16/100 |
| 8 | 61432 | 16/100 |
| 9 | 61433 | 16/100 |
| 10 | 61441 | 16/100 |
| 11 | 61477 | 16/100 |
| 12 | 61501 | 16/100 |
Most distressed Fulton, IL ZIPs (0-100, 2026)
Mortgage delinquency around Fulton, IL
No CFPB county sample covers Fulton, IL; the non-metro area reading for Fulton, IL: 1.4% ninety-plus; Fulton, IL area thirty-to-eighty-nine 2.8% (December 2025, Fulton, IL); Illinois overall 1.1%.
Opportunity index: Fulton, IL
Fulton, IL index 28.7, Fulton, IL phase early_signal; Fulton, IL primary driver vacancy, Fulton, IL second driver bank institutional. Fulton, IL components: property stress 17.6, foreclosure pressure 16.4, listing discounts 33.8, bank stress 60.7, insurance 0.0; Fulton, IL pulse 31.3; Fulton, IL capital opportunity 24.9; Fulton, IL seven-day change +0.3%.
ZIP market phases inside Fulton, IL
24 Fulton, IL ZIPs carry a price-cycle phase; Fulton, IL ZIPs by phase (Fulton, IL), deepest drawdown first: expansion, +5.5% YoY (Fulton, IL): 61415; expansion, +5.7% YoY (Fulton, IL): 61427, 61431, 61432, 61433, Fulton, IL 61441, 61459, 61477, 61482, Fulton, IL 61501, 61519, 61520, 61524; expansion, +5.6% YoY (Fulton, IL): 61474, 61484; expansion, +5.2% YoY (Fulton, IL): 61531.
Residential listings by Fulton, IL ZIP
Fulton, IL ZIPs with the most tracked Fulton, IL residential listings: 61520 3 listings, 2 candidates, bank pressure 63; 61427 2 listings, 0 candidates, bank pressure 63; 61477 1 listings, 0 candidates, bank pressure 63; 61563 1 listings, 1 candidates, bank pressure 63 (Fulton, IL); 61415 0 listings, 0 candidates, bank pressure 64; 61431 0 listings, 0 candidates, bank pressure 63; 61432 0 listings, 0 candidates, bank pressure 63; 61433 0 listings, 0 candidates, bank pressure 63. Fulton, IL totals: 7 listings; Fulton, IL candidates 3; active ZIPs 2.
HUD assisted housing in Fulton, IL
1 assisted properties with 101 units sit in Fulton, IL; largest Fulton, IL properties: Spoon River Tower (Lewistown) 101 units, 100 assisted.
Lenders with branches in Fulton, IL
Fulton, IL lenders by branch count: Ipava State Bank (Fulton, IL): stress 65, 5 branches low in Fulton, IL; Bank Of Farmington (Fulton, IL): stress 83, 3 branches low in Fulton, IL; Midamerica National Bank (Fulton, IL): stress 75, 3 branches low in Fulton, IL; Table Grove State Bank (Fulton, IL): stress 82, 1 branch low in Fulton, IL; Bank Of Yates City (Fulton, IL): stress 77, 1 branch low in Fulton, IL; Better Banks (Fulton, IL): stress 75, 1 branch low in Fulton, IL; Tompkins State Bank (Fulton, IL): stress 73, 1 branch low in Fulton, IL; Morton Community Bank (Fulton, IL): stress 60, 1 branch low in Fulton, IL.
Vacancy and permits, Fulton, IL
2,053 of 15,848 Fulton, IL housing units are vacant; Fulton, IL permits, twelve months: 0 multifamily units in Fulton, IL, 19 one-to-four unit units.
Work Fulton, IL at the parcel level
Every Fulton, IL parcel carries owner and address; every Fulton, IL parcel carries APN; Fulton, IL distress scores sit on the Fulton, IL live board.
Fulton, IL figures refresh with each source.
Fulton, IL questions
Most distressed ZIP code in Fulton County, IL?
ZIP 61533 leads Fulton, IL at 22/100; next in Fulton, IL: 61569 at 22/100; the Fulton, IL average is 16/100.
Where does Fulton County, IL rank for investment opportunity?
Fulton, IL is #1,713 among all ranked counties, #41 in Illinois; the Fulton, IL driver is vacancy; Fulton, IL moved up 294 places.
How many mortgages are delinquent in Fulton County, IL?
Fulton, IL takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Fulton, IL.
Which banks lend in Fulton County, IL?
8 watched lenders hold Fulton, IL branches; the largest Fulton, IL footprints are Ipava State Bank (5), Bank Of Farmington (3), Midamerica National Bank (3).
More on Fulton, IL
Fulton County, IL distress report: public-record figures for Fulton, IL; not legal advice for Fulton, IL; not tax or investment advice; verify every Fulton, IL record before acting.