Fulton County, IL: Home-Insurance Distress & Forced-Sale Pressure
Fulton County, IL: 32/100 (moderate) home-insurance distress; Fulton, IL band LOW; Fulton, IL #1,522 of 3,222 counties; Fulton, IL #14 of 102 in Illinois; raw Fulton, IL 31.2; Fulton, IL coverage multiplier 0.85.
FEMA hazard, Fulton, IL: 63/100; Fulton, IL declarations, three years: 2; Fulton, IL perils: 3 flood; Fulton, IL five-year count 3 (severity 4.5); Fulton, IL ten-year 3; hazard-weighted, Fulton, IL: 4.0.
Declared incidents on the Fulton, IL record: 2024 Flood 3 (Fulton, IL).
NFIP claims, Fulton, IL, three years: none; Fulton, IL claim-stress 0/100.
Fulton, IL monthly score fell, 33 (March 2026) to 30 (October 2026); Fulton, IL by month: March 33, April 33, May 30, June 30 (Fulton, IL), July 36, August 26, September 27, October 30.
Fulton, IL components: climate 60; Fulton, IL retreat index 30; Fulton, IL climate multiplier 0.85.
Construction distress, Fulton, IL: 5/100 as of August 2026 (Fulton, IL: 5/100 one-to-four unit, 0/100 multifamily).
Fulton, IL ZIPs, June 2026 (Fulton, IL, 16 highest): score 0 (Fulton, IL), climate 90 (Fulton, IL): 61569; score 0 (Fulton, IL), climate 85 (Fulton, IL): 61533; score 0 (Fulton, IL), climate 64 (Fulton, IL): 61531; score 0 (Fulton, IL), climate 61 (Fulton, IL): 61427, 61431, 61432, 61433, Fulton, IL 61441, 61477, 61501, 61519, Fulton, IL 61520, 61524, 61542, 61543, Fulton, IL 61553.
DLRadar rescores Fulton, IL monthly; Fulton, IL readings join Fulton, IL foreclosure, lien and ownership parcels (Fulton, IL), so cost-squeezed Fulton, IL owners surface before listing.
Inside Illinois, Fulton County ranks 7th of 102 counties for home-insurance distress at 32/100; Henry County (46/100) sits just above Fulton County, and Lake County (30/100) sits just below Fulton County.
Deterministic. Every Fulton County, IL signal traces to a public Fulton dataset (FEMA, NFIP, Census for Fulton, IL) · how insurance distress works in Fulton, IL · methodology
FAQ: Fulton County, IL insurance distress
What is the Fulton County, IL home-insurance-distress score?
Fulton, IL: 32/100 (LOW), #1,522 of 3,222, #14 in Illinois. FEMA hazard, Fulton, IL: 63/100; NFIP stress, Fulton, IL: 0/100; construction, Fulton, IL: 5/100; Fulton, IL rescores monthly.
Is Fulton County insurance distress getting better or worse (IL)?
Fulton, IL: 33 in March 2026; Fulton, IL: 30 in October 2026 (better); Fulton, IL climate component 60.
Which Fulton County ZIP codes carry the most insurance distress (IL)?
Fulton, IL, June 2026: 61569 at 0, 61533 at 0, 61531 at 0, 61427 at 0; Fulton, IL climate scores there: 90, 85, 64, 61.
Why does Fulton, IL insurance distress create sellers?
A Fulton, IL premium outruns the Fulton, IL budget; a carrier leaves Fulton, IL; Fulton, IL carrying cost passes plan; Fulton, IL owners sell while current; Fulton, IL insurance distress leads Fulton, IL foreclosure data.