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Fulton County, IL: Foreclosures, Tax Liens & Distressed Properties

Fulton County, IL, Illinois: 24 ZIP codes scored, Fulton County, IL averaging 16/100 (low, Fulton, IL), from 11 to 22. Fulton County, IL is in its expansion phase (Fulton, IL confidence 33/100): Fulton, IL home prices up 5.7% (Fulton, IL) over twelve months. Fulton County, IL lender headwind: 61/100.

Highest-scoring Fulton County, IL ZIPs: 61533 (22/100), 61569 (22/100), 61415 (18/100), 61474 (18/100), 61531 (17/100), 62644 (16/100). Also scored in Fulton County, IL: 61427, 61431, 61432, 61433, 61441, 61477, 61501, 61519, 61520, 61524.

Across Fulton County, IL's scored ZIPs: median home value $107,427, household income $59,983, 12.3% vacancy, 13.3% poverty, 85% owner-occupied, median age 43.4.

Fulton County, IL insurance distress 32/100 (#1,522 in the US); FEMA hazard 63/100 for Fulton, IL; 3 federal disaster declarations in Fulton County, IL since 2023 (3 flood); Fulton, IL construction distress 5/100.

14 banks with 22 branches lend in Fulton County, IL; Fulton, IL weighted bank stress 66/100, highest 83/100 in Fulton, IL.

Fulton County, IL unemployment 3.9% (Fulton, IL -2.3 pts, six months); 19 new housing units permitted in Fulton County, IL over twelve months, Fulton, IL up 58% from 12; Fulton, IL home prices +5.7% a year (Fulton, IL) over three years.

15,848 housing units in Fulton County, IL; 3,071 Fulton, IL renter households; 37% of Fulton, IL renters spend 30%+ of income on rent, 12% (Fulton, IL) half or more.

Fulton County, IL ranks #1,731 nationally on the opportunity index (Fulton, IL, among all ranked counties); Fulton, IL scores 28.7/100 and Fulton, IL sits #41 inside Illinois. Fulton, IL is in the early_signal opportunity phase; Fulton, IL's primary driver is vacancy, Fulton, IL second driver bank institutional; Fulton, IL moved up 276 places. 4 short-sale listings across Fulton, IL; 54 days on market observed in Fulton, IL; 12.3% vacancy over 24 Fulton, IL ZIPs.

No CFPB county sample covers Fulton County, IL. The non-metro area reading for Fulton, IL: 1.4% ninety-plus days late; Fulton, IL's thirty-to-eighty-nine share is 2.8% (Fulton, IL, December 2025 data); Illinois overall 1.1%.

Fulton County, IL has 12 watched banks; 12 Fulton, IL banks sit in an elevated band. Fulton, IL footprints: Ipava State Bank (5 branches, stress 65) in Fulton, IL; Bank Of Farmington (3 branches, stress 83) in Fulton, IL; Midamerica National Bank (3 branches, stress 75) in Fulton, IL.

HUD lists 1 assisted multifamily property in Fulton County, IL with 101 units; 100 Fulton, IL units are assisted, 1 Fulton, IL properties under project-based Section 8.

2,053 of the 15,848 housing units in Fulton, IL sit vacant. Fulton County, IL permitted 0 multifamily units in twelve months; Fulton, IL's one-to-four unit structures added 19 units in Fulton County, IL.

Expansion
Market phase
5.7%
Fulton, IL HPI YoY
0%
Drawdown
33
Fulton confidence

Highest-distress Fulton County ZIP codes

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