ZIP 61531 Foreclosure, Tax-Lien & Distress Report

ZIP code 61531 in Fulton County, Illinois carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 34/100, with 3/100 of stress already active. What sets it apart are the readings on structural risk (34/100), construction/permit lag (24/100), institutional ownership (22/100). institutional ownership (22/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (64/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 17% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 3,018 with a median age of 39. The ZIP holds roughly 1,420 housing units. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 13.6%, above the national norm and a classic distress-and-opportunity signal. A median home runs $127,700 here, or 1.7 times local income. Educational attainment sits at 28% bachelor's-or-above. Rent burden reaches 40% of tenant households. On demographic stress specifically, 61531 scores 24/100. 80% of housing is owner-occupied. Households earn a median $64,875 — below the roughly $78,000 national figure.

Taken together, 61531 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 61531 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 61531 runs through one identical scoring model, so its 16/100 sits on the same scale as every other ZIP in Fulton County, Illinois and the nation. Where the record is thin for 61531, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 61531 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. For a buyer, 61531 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.