ZIP 61431 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 61431 in Fulton County, Illinois comes in at 16, a low composite-distress reading. What sets it apart are the readings on structural risk (34/100), institutional ownership (28/100), construction/permit lag (19/100). On the quiet end sit construction/permit lag (19/100) and mortgage stress (15/100). Climate and flood risk are elevated too — climate & FEMA risk (61/100). Structurally it carries 34/100, against 4/100 of stress already in motion.

The market reads expansion — home values rose 5.7% year on year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $97,500. The vacancy rate is 14.2% — elevated. There are about 168 housing units across 61431. About 283 people live here, median age 54. The poverty rate is 7.6%. Around 19% of adults hold a bachelor's degree or higher. Around 0% of renters are cost-burdened. The demographic-stress sub-score lands at 17/100. Median household income is $51,058, below the U.S. median near $78,000. Owners hold 92% of homes, renters 8%.

Net-net, 61431 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 61431 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 61431's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 61431, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 16/100 for 61431 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 61431 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.