ZIP 61431 Property Distress & Foreclosure Data

Composite property distress in 61431 (Fulton County, Illinois) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (56/100), structural risk (46/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (15/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100), climate & FEMA risk (61/100). The latent-versus-live split is 46/100 structural and 4/100 already moving.

The market reads expansion — home values rose 6.4% year on year (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $97,500 here. The vacancy rate is 14.2% — elevated. The ZIP holds roughly 168 housing units. About 283 people live here, median age 54. Roughly 7.6% live below the poverty line. About 19% have a four-year degree. Around 0% of renters are cost-burdened. On demographic stress specifically, 61431 scores 17/100. Households earn a median $51,058 — below the roughly $78,000 national figure. The tenure split is 92% owner-occupied to 8% rented.

Net-net, 61431 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.