ZIP 61542 Foreclosure, Tax-Lien & Distress Report
Fulton County, Illinois · Affordable market
ZIP code 61542 in Fulton County, Illinois carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic distress index. Structural risk reads 30/100 against active distress of 4/100. Climate and flood risk are elevated too — climate & FEMA risk (61/100). Its standout signals are institutional ownership (32/100), structural risk (30/100), mortgage stress (15/100). structural risk (30/100) and mortgage stress (15/100) stay muted.
The expansion-phase market in 61542 posted values that rose 5.7% over the year, and 22% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The tenure split is 76% owner-occupied to 24% rented. The typical home is worth about $116,200 (1.8× income, relatively affordable). The vacancy rate is 10.4%. Around 27% of renters are cost-burdened. About 3,306 people live here, median age 44. About 21% have a four-year degree. The poverty rate is 7.5%. The ZIP holds roughly 1,636 housing units. Median household income is $65,529, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 22/100.
On balance 61542 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 61542 runs through one identical scoring model, so its 15/100 sits on the same scale as every other ZIP in Fulton County, Illinois and the nation. Every figure is auditable to a public dataset and refreshed as records update; 61542 shows blanks, not estimates, wherever the record is sparse.
The 15/100 figure for 61542 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 61542 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 61542
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 61542 by the numbers
61542 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Nearby ZIPs in Fulton County
Nearest ZIP codes to 61542
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Illinois distress
Further distress data across Fulton County, Illinois at ZIP, county and state level.
Get the full acquisition report for 61542
The full 61542 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology