ZIP 61542 Foreclosure, Tax-Lien & Distress Report

ZIP code 61542 in Fulton County, Illinois carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 34/100 against active distress of 4/100. Climate and flood risk are elevated too — climate & FEMA risk (61/100). Its standout signals are structural risk (34/100), institutional ownership (28/100), construction/permit lag (19/100). construction/permit lag (19/100) and mortgage stress (15/100) stay muted.

The expansion-phase market in 61542 posted values that rose 5.7% over the year, and 22% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 76% owner-occupied to 24% rented. The typical home is worth about $116,200 (1.8× income, relatively affordable). The vacancy rate is 10.4%. Around 27% of renters are cost-burdened. About 3,306 people live here, median age 44. About 21% have a four-year degree. The poverty rate is 7.5%. The ZIP holds roughly 1,636 housing units. Median household income is $65,529, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 22/100.

On balance 61542 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 61542 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Fulton County, Illinois and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 61542 shows blanks, not estimates, wherever the record is sparse.

The 16/100 figure for 61542 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 61542 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.