ZIP 61542 Property Distress & Foreclosure Data

In Fulton County, Illinois, ZIP 61542 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 46 and live distress 4 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100), climate & FEMA risk (61/100). Its standout signals are construction/permit lag (56/100), structural risk (46/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (15/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 22% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 76% owner-occupied to 24% rented. A median home runs $116,200 here, or 1.8 times local income. Vacancy runs 10.4%. Rent burden reaches 27% of tenant households. About 3,306 people live here, median age 44. About 21% have a four-year degree. Roughly 7.5% live below the poverty line. There are about 1,636 housing units across 61542. Households earn a median $65,529 — below the roughly $78,000 national figure. On demographic stress specifically, 61542 scores 22/100.

Net-net, 61542 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.