Knox County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Knox County, Illinois? DLRadar grades every Knox County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Knox County breakdown.
- Knox County's most distressed ZIP is 61490 at 20/100.
- 23 ZIP codes tracked in Knox County, averaging 12/100 distress.
- Knox County reads expansion — home values up 5.7% year over year.
- Vacancy runs 13.6% across Knox County's tracked ZIPs, with a 10.6% poverty rate.
- The typical Knox County home is worth about $129,655 against a ~$58,612 median income.
- Lending headwind in Knox County sits at 59/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 61490 | 20/100 |
| 2 | 61434 | 19/100 |
| 3 | 61529 | 19/100 |
| 4 | 61401 | 18/100 |
| 5 | 61474 | 18/100 |
| 6 | 61410 | 17/100 |
| 7 | 61531 | 17/100 |
| 8 | 61544 | 15/100 |
| 9 | 61414 | 14/100 |
| 10 | 61489 | 11/100 |
| 11 | 61402 | 9/100 |
| 12 | 61428 | 9/100 |
Most distressed ZIP codes in Knox County (composite distress 0-100, 2026)
What is driving Knox County distress
Knox County's placement in the national index rests on public filings — a 12/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Knox County market phase and pricing
The cycle in Knox County is expansion, with values up 5.7% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Frequently asked questions
What is the most distressed ZIP code in Knox County, IL?
ZIP 61490 leads Knox County at 20/100, recomputed monthly from public records.
What stage of the price cycle is Knox County at?
Phase for Knox County: expansion, tracking a 5.7% gain year over year, read off the FHFA index.
How is the Knox County data sourced?
Knox County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 23 ZIPs are comparable to anywhere else.
How much do distress scores vary between Knox County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Knox County ZIPs DLRadar ranks, scores run from 20/100 in 61490 down to 9/100 in 61428, against a Knox County average of 12/100. Those 11 points separate the ZIPs worth working in Knox County from the rest.
What do Knox County home values and vacancy say about distressed supply?
The typical Knox County home carries about $129,655 of value against a median household income near $58,612. Vacancy across Knox County's tracked ZIPs runs 13.6% and the poverty rate is 10.6%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Knox County's foreclosure and tax-lien filings and its 59/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.