ZIP 61423 Foreclosure, Tax-Lien & Distress Report

Warren County, Illinois's ZIP 61423 registers 13/100 composite distress, which DLRadar reads as minimal. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (31/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. The split runs 31/100 structural to 1/100 active on the ground.

The market reads expansion — home values rose 5.3% year on year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 649 with a median age of 43. Median household income is $58,750, below the U.S. median near $78,000. The tenure split is 71% owner-occupied to 29% rented. There are about 306 housing units across 61423. The vacancy rate is 8.1%. On demographic stress specifically, 61423 scores 28/100. The typical home is worth about $123,500 (2.1× income, relatively affordable). 16.0% of residents fall below the poverty threshold. Around 7% of adults hold a bachelor's degree or higher. Around 35% of renters are cost-burdened.

Overall, 61423 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 61423 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61423 can be compared directly against any other ZIP in Warren County, Illinois or nationwide. Nothing here is interpolated — where a source is thin for 61423, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 61423 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. The point of the 61423 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.