ZIP 61462 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 61462 (Warren County, Illinois) at a minimal 13/100 for overall property distress. The split runs 32/100 structural to 1/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (32/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The expansion-phase market in 61462 posted values that rose 5.3% over the year, and 10% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Rent burden reaches 16% of tenant households. 10,640 residents call 61462 home, typically aged 37. The ZIP holds roughly 4,826 housing units. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. 14.6% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 22/100. Around 21% of adults hold a bachelor's degree or higher. The typical home is worth about $102,900 (1.6× income, relatively affordable). Median household income is $62,190, below the U.S. median near $78,000. The tenure split is 77% owner-occupied to 23% rented.

On the whole, 61462 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 61462 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 61462 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 61462 shows blanks, not estimates, wherever the record is sparse.

61462's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 61462 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.