ZIP 61447 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 61447 (Warren County, Illinois) returns a low composite of 15/100. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (35/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (5/100) register low. On the structural side it scores 35/100, with 1/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 5.2%. The ZIP holds roughly 426 housing units. Owners hold 89% of homes, renters 11%. About 27% have a four-year degree. 5.8% of residents fall below the poverty threshold. Median household income is $82,321, near the U.S. median near $78,000. About 1,053 people live here, median age 39. DLRadar's demographic-stress index for the area reads 20/100. The typical home is worth about $95,900 (1.2× income, relatively affordable). Around 38% of renters are cost-burdened.

On balance, 61447 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 61447 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61447 can be compared directly against any other ZIP in Warren County, Illinois or nationwide. The score is rebuilt from public data as it updates, so 61447 reflects the current record instead of a stale or modeled snapshot.

61447's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 61447 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.