ZIP 61281 Foreclosure, Tax-Lien & Distress Report
Mercer County, Illinois · Distress market
Scored purely from public records, 61281 (Mercer County, Illinois) returns a minimal composite of 9/100. Property-level stress concentrates in construction/permit lag (38/100), structural risk (21/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low. The split runs 21/100 structural to 1/100 active on the ground.
Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 62% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
2,610 residents call 61281 home, typically aged 50. The poverty rate is 3.3% — low. The typical home is worth about $224,000 (2.3× income, relatively affordable). Around 26% of renters are cost-burdened. The vacancy rate is 10.7%. DLRadar's demographic-stress index for the area reads 22/100. There are about 1,063 housing units across 61281. Median household income is $96,295, above the U.S. median near $78,000. The tenure split is 92% owner-occupied to 8% rented. Educational attainment sits at 24% bachelor's-or-above.
Broadly, 61281 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 61281 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 61281 runs through one identical public-record model, so its 9/100 sits on the same scale as every other ZIP in Mercer County, Illinois and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 61281 shows blanks, not estimates, wherever the record is sparse.
61281's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 61281 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 61281
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 61281 distress snapshot
Current distress, phase, housing and lender-pressure figures for 61281, drawn from the same report attached to each property.
Other Mercer County ZIP codes
Keep exploring Illinois distress
Other reports tied to Mercer County, Illinois — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 61281
See who owns each distressed property in 61281, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology