ZIP 61486 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 61486 (Mercer County, Illinois) at a minimal 7/100 for overall property distress. The latent-versus-live split is 16/100 structural and 1/100 already moving. Its heaviest discrete signals: construction/permit lag (44/100), structural risk (16/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 17% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $71,786, median income runs near typical U.S. levels. A median home runs $134,800 here, or 1.8 times local income. 6.5% of residents fall below the poverty threshold. Vacancy runs 15.3%, above the national norm and a classic distress-and-opportunity signal. There are about 662 housing units across 61486. Population is roughly 1,429 with a median age of 46. Around 18% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 21/100. Rent burden reaches 19% of tenant households. 91% of housing is owner-occupied.

Taken together, 61486 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 61486 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 61486's 7/100 can be lined up against any neighbor in Mercer County, Illinois or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 61486, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

61486's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 61486 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.