ZIP 61486 Property Distress & Foreclosure Data

Composite property distress in 61486 (Mercer County, Illinois) lands at 6/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 14/100 structural and 1/100 already moving. The sharpest non-environmental signals are construction/permit lag (37/100), structural risk (14/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 61486 posted values that rose 6.5% over the year, and 17% higher over three years (phase confidence 44/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $71,786, median income runs near typical U.S. levels. The typical home is worth about $134,800 (1.8× income, relatively affordable). The poverty rate is 6.5% — low. The vacancy rate is 15.3% — elevated. The ZIP holds roughly 662 housing units. Population is roughly 1,429 with a median age of 46. Around 18% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 21/100. Around 19% of renters are cost-burdened. 91% of housing is owner-occupied.

On the whole, 61486 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.