ZIP 61274 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 61274 (Henry County, Illinois) returns a low composite of 21/100. It additionally carries heavy environmental risk: climate & FEMA risk (62/100). Leading the profile are construction/permit lag (54/100), structural risk (46/100), institutional ownership (32/100). On the quiet end sit institutional ownership (32/100) and mortgage stress (14/100). Structural risk reads 46/100 against active distress of 4/100.

The peak-phase market in 61274 posted values that rose 3.8% over the year, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $97,656, above the U.S. median near $78,000. Population is roughly 206 with a median age of 62. The ZIP holds roughly 98 housing units. DLRadar's demographic-stress index for the area reads 16/100. Roughly 11.2% live below the poverty line. A median home runs $128,800 here, or 1.3 times local income. 100% of housing is owner-occupied. Educational attainment sits at 31% bachelor's-or-above. Vacancy runs 0.0%.

On balance, 61274 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 61274 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 61274 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 61274 shows blanks, not estimates, wherever the record is sparse.

The 21/100 figure for 61274 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 61274 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.