ZIP 61368 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 61368 in Bureau County, Illinois comes in at 15, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (63/100)). Its heaviest discrete signals: construction/permit lag (55/100), structural risk (33/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 33/100 against active distress of 1/100.

The market reads expansion — home values rose 5.7% year on year, and 9% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 641 housing units across 61368. On demographic stress specifically, 61368 scores 20/100. A median home runs $126,900 here, or 1.5 times local income. Owners hold 79% of homes, renters 21%. Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. At $78,571, median income runs near typical U.S. levels. Educational attainment sits at 21% bachelor's-or-above. 9.1% of residents fall below the poverty threshold. Population is roughly 1,292 with a median age of 43. Rent burden reaches 14% of tenant households.

On the whole, 61368 leans distressed, with opportunity clustered in specific stressed parcels. 61368 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 61368 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 61368, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

61368's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 61368 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.