ZIP 61421 Foreclosure, Tax-Lien & Distress Report

ZIP code 61421 in Stark County, Illinois carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. Leading the profile are construction/permit lag (58/100), structural risk (24/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structurally it carries 24/100, against 1/100 of stress already in motion.

The peak-phase market in 61421 posted values that rose 3.7% over the year, at 43/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 1,330 with a median age of 41. Vacancy runs 6.5%. The demographic-stress sub-score lands at 21/100. Educational attainment sits at 19% bachelor's-or-above. The ZIP holds roughly 556 housing units. Roughly 11.6% live below the poverty line. 79% of housing is owner-occupied. At $57,500, median income runs below typical U.S. levels. A median home runs $91,300 here, or 1.4 times local income. Around 19% of renters are cost-burdened.

Overall, 61421 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 61421 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 61421 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 11/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 61421, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 61421 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 11/100 roll-up. Treat 61421 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.