ZIP 61314 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 61314 (Bureau County, Illinois) returns a minimal composite of 14/100. Environmental exposure also runs high (climate & FEMA risk (63/100)). Structurally it carries 31/100, against 1/100 of stress already in motion. Leading the profile are construction/permit lag (45/100), structural risk (31/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The expansion-phase market in 61314 posted values that rose 5.7% over the year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $72,300 here, or 1.3 times local income. There are about 342 housing units across 61314. At $58,889, median income runs below typical U.S. levels. Educational attainment sits at 15% bachelor's-or-above. Vacancy runs 6.3%. DLRadar's demographic-stress index for the area reads 19/100. Rent burden reaches 4% of tenant households. About 751 people live here, median age 40. Roughly 15.5% live below the poverty line. 81% of housing is owner-occupied.

Net-net, 61314 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 61314 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 61314 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61314 can be compared directly against any other ZIP in Bureau County, Illinois or nationwide. Nothing here is interpolated — where a source is thin for 61314, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 61314's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 61314 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.