ZIP 61344 Foreclosure, Tax-Lien & Distress Report

ZIP code 61344 in Bureau County, Illinois carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (63/100). Its heaviest discrete signals: construction/permit lag (55/100), structural risk (34/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low. The latent-versus-live split is 34/100 structural and 1/100 already moving.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

90% of housing is owner-occupied. The poverty rate is 16.5% — high, a tax-stress and distress correlate. 236 residents call 61344 home, typically aged 58. About 10% have a four-year degree. A median home runs $71,400 here, or 1.6 times local income. The vacancy rate is 13.3% — elevated. The ZIP holds roughly 151 housing units. Median household income is $43,000, below the U.S. median near $78,000. Rent burden reaches 82% of tenant households. The demographic-stress sub-score lands at 32/100.

On the whole, 61344 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 61344 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 61344 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 61344 reflects the current record instead of a stale or modeled snapshot.

Each component behind 61344 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. For an operator, 61344 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.