ZIP 61312 Property Distress & Foreclosure Data

In Bureau County, Illinois, ZIP 61312 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (63/100)). On the structural side it scores 28/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (34/100), structural risk (28/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 61312 posted values that rose 6.4% over the year (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $86,250, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 22/100. The poverty rate is 10.8%. Around 35% of renters are cost-burdened. The ZIP holds roughly 207 housing units. The typical home is worth about $156,100 (1.4× income, relatively affordable). 84% of housing is owner-occupied. The vacancy rate is 6.4%. Around 18% of adults hold a bachelor's degree or higher. Population is roughly 371 with a median age of 52.

Broadly, 61312 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.