ZIP 61320 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 61320 (Bureau County, Illinois) returns a minimal composite of 14/100. Structurally it carries 31/100, against 1/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (45/100), structural risk (31/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Climate and flood risk are elevated too — climate & FEMA risk (63/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

85% of housing is owner-occupied. Home values center near $161,700, an affordability ratio of 2.1× — accessible. There are about 288 housing units across 61320. Around 25% of renters are cost-burdened. The vacancy rate is 3.7%. The poverty rate is 10.0%. Population is roughly 706 with a median age of 42. Educational attainment sits at 19% bachelor's-or-above. Median household income is $74,375, near the U.S. median near $78,000. The demographic-stress sub-score lands at 23/100.

On balance 61320 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 61320 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 61320 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61320 can be compared directly against any other ZIP in Bureau County, Illinois or nationwide. Sparse data for 61320 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 61320's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 61320 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.