ZIP 61301 Foreclosure, Tax-Lien & Distress Report

Lasalle County, Illinois's ZIP 61301 registers 16/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are structural risk (34/100), construction/permit lag (32/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (86/100). The latent-versus-live split is 34/100 structural and 1/100 already moving.

The expansion-phase market in 61301 posted values that rose 5.7% over the year, and 26% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 66% owner-occupied to 34% rented. About 10,312 people live here, median age 41. Roughly 17.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 38% of tenant households. The ZIP holds roughly 5,037 housing units. Educational attainment sits at 15% bachelor's-or-above. Home values center near $129,000, an affordability ratio of 2.0× — accessible. The demographic-stress sub-score lands at 28/100. Median household income is $59,260, below the U.S. median near $78,000. The vacancy rate is 8.2%.

Net-net, 61301 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 61301 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61301 can be compared directly against any other ZIP in Lasalle County, Illinois or nationwide. Where the public record is thin for 61301, the field stays empty rather than modeled, and fills in as new documents post.

The 16/100 figure for 61301 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 61301 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.