ZIP 61315 Foreclosure, Tax-Lien & Distress Report

ZIP code 61315 in Bureau County, Illinois carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (63/100). What sets it apart are the readings on construction/permit lag (55/100), structural risk (33/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structurally it carries 33/100, against 1/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

279 residents call 61315 home, typically aged 37. The typical home is worth about $54,800 (1.0× income, relatively affordable). DLRadar's demographic-stress index for the area reads 31/100. The tenure split is 59% owner-occupied to 41% rented. About 6% have a four-year degree. At $54,063, median income runs below typical U.S. levels. There are about 131 housing units across 61315. Around 41% of renters are cost-burdened. The vacancy rate is 22.5% — elevated. 25.4% of residents fall below the poverty threshold.

On the whole, 61315 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 61315 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 61315's 15/100 can be lined up against any neighbor in Bureau County, Illinois or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 61315, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 61315's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 61315 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.