Adams County, IL: Foreclosures, Tax Liens & Distressed Properties

Adams County, IL, Illinois: 23 ZIP codes scored, Adams County, IL averaging 17/100 (low, Adams, IL), from 12 to 19. Adams County, IL is in its expansion phase (Adams, IL confidence 33/100): Adams, IL home prices up 5.7% (Adams, IL) over twelve months. Adams County, IL lender headwind: 34/100.

Highest-scoring Adams County, IL ZIPs: 62301 (19/100), 62305 (19/100), 62320 (19/100), 62325 (19/100), 62338 (19/100), 62339 (19/100). Also scored in Adams County, IL: 62347, 62348, 62351, 62359, 62360, 62365, 62376, 62324, 62349, 62316.

Across Adams County, IL's scored ZIPs: median home value $139,345, household income $65,739, 11.2% vacancy, 7.3% poverty, 84% owner-occupied, median age 43.0.

Adams County, IL insurance distress 0/100 (#2,605 in the US); FEMA hazard 0/100 for Adams, IL; Adams, IL construction distress 84/100.

13 banks with 33 branches lend in Adams County, IL; Adams, IL weighted bank stress 54/100, highest 87/100 in Adams, IL.

Adams County, IL unemployment 2.9% (Adams, IL -1.1 pts, six months); 40 new housing units permitted in Adams County, IL over twelve months, Adams, IL down 34% from 61; Adams, IL home prices +7.4% a year (Adams, IL) over three years.

30,302 housing units in Adams County, IL; 7,638 Adams, IL renter households; 38% of Adams, IL renters spend 30%+ of income on rent, 20% (Adams, IL) half or more.

Adams County, IL ranks #2,034 nationally on the opportunity index (Adams, IL, among all ranked counties); Adams, IL scores 27.6/100 and Adams, IL sits #55 inside Illinois. Adams, IL is in the weak opportunity phase; Adams, IL's primary driver is construction, Adams, IL second driver bank institutional; Adams, IL moved up 302 places. 4 short-sale listings across Adams, IL; 77 days on market observed in Adams, IL; 8.4% vacancy over 23 Adams, IL ZIPs.

No CFPB county sample covers Adams County, IL. The non-metro area reading for Adams, IL: 1.4% ninety-plus days late; Adams, IL's thirty-to-eighty-nine share is 2.8% (Adams, IL, December 2025 data); Illinois overall 1.1%.

Adams County, IL has 11 watched banks; 11 Adams, IL banks sit in an elevated band. Adams, IL footprints: United Community Bank (6 branches, stress 63) in Adams, IL; First Bankers Trust Co Na (5 branches, stress 87) in Adams, IL; Liberty Bank (5 branches, stress 48) in Adams, IL.

HUD lists 6 assisted multifamily properties in Adams County, IL with 276 units; 98 Adams, IL units are assisted, 1 Adams, IL properties under project-based Section 8.

2,387 of the 30,302 housing units in Adams, IL sit vacant. Adams County, IL permitted 6 multifamily units in twelve months; Adams, IL's one-to-four unit structures added 34 units in Adams County, IL.